CAC Calculator · Cohesive Minds
Quick Business Decisions Under 30 Seconds
CAC Calculator
Find out exactly how much you spend to acquire one new paying customer — and whether it's sustainable.
Understanding the concept
What is CAC?
CAC stands for Customer Acquisition Cost — the total amount you spend to bring in one new paying customer. If your CAC is ₹500 but each new customer only brings you ₹200 in gross profit, you are losing money on every customer you acquire — no matter how fast you grow. A healthy business always has CAC significantly lower than the Lifetime Value of a customer. The golden rule: LTV must be at least 3× your CAC.
CAC  =  ( Marketing Spend + Sales Team Cost + Agency Fee )  ÷  New Customers Acquired
LTV  =  Avg Order Value  ×  Gross Margin %  ×  Purchases per Year  ×  Customer Lifespan (years)
📢
Marketing Spend
All money spent on ads, promotions, content, social media, events and campaigns to attract new customers during the period.
👥
Sales Team Cost
Salary and incentives of sales staff who actively work on converting new customers. Do not include staff who only manage existing accounts.
🏢
Agency / Platform Fee
Any marketing agency retainer, influencer fee, platform fee, or consultant cost paid specifically for customer acquisition during the period.
LTV : CAC Ratio — What It Means
🔴
LTV < CAC
Losing money on every customer. Unsustainable — fix pricing, COGS or acquisition channels immediately.
⚠️
LTV = 1–2× CAC
Barely breaking even on acquisition. Leaves no room for overheads or profit. Needs urgent improvement.
LTV = 3× CAC
Healthy benchmark. Industry standard target. You earn enough from each customer to cover costs and make profit.
🚀
LTV > 5× CAC
Excellent unit economics. Strong foundation to scale — every new customer significantly adds to business value.
CAC alone means nothing. Always compare it to your Gross Profit per Customer. If CAC is higher than gross profit per customer, you are losing money on every acquisition — no matter how fast you grow.
Enter your numbers
Calculate Your CAC & LTV
Use the same time period for all CAC inputs — for example, all figures for last month, or all for last quarter. LTV inputs are based on average customer behaviour across any period.
CAC — Cost to Acquire
Total Marketing Spend (₹) Required
New Customers Acquired Required
Sales Team Cost (₹) Optional
Agency / Platform Fee (₹) Optional

LTV — Lifetime Value per Customer
Average Order Value (₹) Required for LTV
Gross Margin % on Each Sale Required for LTV
%
Avg Purchases per Customer per Year Required for LTV
/ yr
Avg Customer Lifespan (years) Required for LTV
yrs
Your result
Cost to Acquire One Customer
CAC
All-in cost per new customer
Customer LTV
Lifetime value per customer
LTV : CAC Ratio
Target: 3× or above
Total Spend
Marketing + sales + agency
Spend Breakdown
📊 What your numbers are telling you
    💡 How to reduce your CAC
    Double down on your best channel. Identify which marketing channel gives the lowest CAC and allocate more budget there.
    Improve conversion rate. Same spend, better landing pages or sales follow-up = more customers = lower CAC.
    Leverage referrals. A referred customer costs a fraction of an acquired one. Build a referral programme.
    Increase LTV. If reducing CAC is hard, focus on making each customer buy more often or stay longer.
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    Real World Financial Skills · IIM Bangalore · BITS Pilani · By Manu Indrayan
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